Federal
EPA Clean Water State Revolving Fund: Funds water quality protection projects for wastewater treatment, control of nonpoint sources of pollution, decentralized wastewater treatment, and watershed and estuary management through low-interest loans to a variety of borrowers.
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EPA Nonpoint Source Section 319 Grants: Under section 319 of the Clean Water Act, the EPA provides grants to states to control nonpoint sources of pollution such as malfunctioning onsite septic systems. New Hampshire’s nonpoint source management program may be used to acquire grants used to construct, upgrade, or repair onsite systems.
USDA Single Family Housing Repair Loans and Grants: Funding covers repair and maintenance of onsite systems under Section 504 Home Repair Program. Available to elderly and low-income households.
U.S. Housing and Urban Development (HUD): Provides funds to states through community development block grants. The grants fund various projects including the rehabilitation of residential and nonresidential structures, construction of public facilities, and improvement of water and sewer facilities.
Environmental Finance Center: EPA grant funding started 10 university-based environmental finance centers which work together with the public and private sectors to fund environmental programs. New Hampshire’s environmental finance center is the New England Environmental Finance Center.
USDA Water & Waste Disposal Loan and Grant Program: Provides funding for clean and reliable drinking water systems, sanitary sewage disposal, sanitary solid waste disposal, and stormwater drainage to households and businesses in eligible rural areas. Visit the Fact Sheet for more information.
State
NHDES Grants Management Section: Offers three financial assistance programs (Clean Water State Revolving Fund, State Aid Grant program, State Aid Grant Plus) to communities for the design and construction of eligible stormwater and wastewater projects.
Drinking Water State Revolving Fund: Provides assistance in the form of low-interest loans to public water systems to finance the cost of drinking water infrastructure. Public water systems eligible for this program include all community public water systems and non-transient non-profit public water systems.
New Hampshire Housing Finance Authority: Has an emergency repair loan program that can cover septic for borrowers who don’t have the funds to repair or replace. Maximum loan is $15,000 and people can refinance with NHHFA or do a refinance with a FHA repair loan.
NH Community Development Finance Authority: Funds municipalities for sewer upgrades using community development block grants. If a municipality applies for a CDBG, it’s possible to help several families in the community or county. Grants would go to people at 80% AMI or lower.